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All agents are NOT alike! Find out why I am a top real estate expert in Santa Fe, New Mexico. Call me toll 505-577-2245.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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 Prestigious and Elegant..... Santa Fe Historic Eastside living,
private and secluded, yet just steps from galleries, restaurants , museums and
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Tenacity And Its Results
"We have nothing but admiration for your tenacity and its results. You were recommended to us as one of the best in the business, and I can certainly understand why!"
Bud & Dee
 
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?
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| A |
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home. |
See More Real Estate Trivia > |
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Karen Wolfe-Mattison Sotheby's International 231 Washington Ave. Santa Fe, NM. 87501 Karen, cell: 505-577-2245 Fax: 505-212-0149 Email: santafetoprealtors@BestImageAgent.com
I pride myself on my "can do" positive attitude, enthusiasm, creativity and sense of humor to keep things in perspective. Karen, in her 19th year as a real estate specialist offers her expertise and formidable negotiation skills in assisting buyers in search of their Santa Fe dream home. Karen has been a sales leader on the historic Eastside. As one of America's NUMBER1EXPERTS™ in the Santa Fe City area, Karen is well equipped to guide you through all your real estate needs. Call or email her today!
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