Santa Fe, Tesuque and Las Campanas real estate and homes for sale in New Mexico - Karen Wolfe-Mattison, REALTOR® Karen Wolfe-Mattison REALTOR(r) for Santa Fe, Tesuque and Las Campanas, New Mexico real estate - NUMBER1EXPERT™ Karen Wolfe-Mattison NUMBER1EXPERT(tm) for Santa Fe, Tesuque and Las Campanas, New Mexico real estate
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Karen Wolfe-Mattison, REALTOR®, real estate agent and broker for Santa Fe, Tesuque and Las Campanas New Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)
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For Sellers: Santa Fe, Tesuque and Las Campanas New Mexico home buying, real estate listings, and homes for sale in Santa Fe                       County, NM
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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
In March 1867, the US bought all of Russian America (Alaska) from Russia.
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Prestigious and Elegant..... Santa Fe Historic Eastside living, private and secluded, yet just steps from galleries, restaurants , museums and the Plaza! For more information click here >


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Karen Wolfe-Mattison, REALTOR®, real estate agent and broker for Santa Fe, Tesuque and Las Campanas New Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)

Karen Wolfe-Mattison
Sotheby's International

231 Washington Ave.
Santa Fe, NM. 87501
Karen, cell: 505-577-2245
Fax: 505-212-0149
Email: santafetoprealtors@NUMBER1EXPERT.com

I pride myself on my "can do" positive attitude, enthusiasm, creativity and sense of humor to keep things in perspective. Karen, in her 19th year as a real estate specialist offers her expertise and formidable negotiation skills in assisting buyers in search of their Santa Fe dream home. Karen has been a sales leader on the historic Eastside. As one of America's NUMBER1EXPERTS™ in the Santa Fe City area, Karen is well equipped to guide you through all your real estate needs. Call or email her today!


Sotheby's International
This Web site is not the official Web site of Sotheby's International Realty, Inc. Sotheby's International Realty, Inc. does not make any representation or warranty regarding any information, including without limitation its accuracy or completeness, contained on this Web site. Equal Housing Opportunity.

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