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First Time Homebuyers: Santa Fe, Tesuque and Las Campanas New Mexico home buying, real estate listings, and homes for sale in Santa Fe County, NM

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Santa Fe, Tesuque and Las Campanas real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, I will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. We'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

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Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Q	What unique type of home is making news as an affordable, environmentally-friendly housing alternative?
A	Straw bale homes may well become the non-toxic, affordable home of choice in the future.
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Prestigious and Elegant..... Santa Fe Historic Eastside living, private and secluded, yet just steps from galleries, restaurants , museums and the Plaza! For more information click here >

Karen Wolfe-Mattison, REALTORŽ, real estate agent and broker for Santa Fe, Tesuque and Las Campanas New Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)

Karen Wolfe-Mattison
Sotheby's International
231 Washington Ave.
Santa Fe, NM. 87501
Karen, cell: 505-577-2245
Fax: 505-212-0149
Email: santafetoprealtors@NUMBER1EXPERT.com
I pride myself on my "can do" positive attitude, enthusiasm, creativity and sense of humor to keep things in perspective. Karen, in her 19th year as a real estate specialist offers her expertise and formidable negotiation skills in assisting buyers in search of their Santa Fe dream home. Karen has been a sales leader on the historic Eastside. As one of America's NUMBER1EXPERTS in the Santa Fe City area, Karen is well equipped to guide you through all your real estate needs. Call or email her today!


This Web site is not the official Web site of Sotheby's International Realty, Inc. Sotheby's International Realty, Inc. does not make any representation or warranty regarding any information, including without limitation its accuracy or completeness, contained on this Web site. Equal Housing Opportunity.

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NUMBER1EXPERT™ in real estate for Santa Fe, Tesuque and Las Campanas, New Mexico

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