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$219,000

Photo of 6700 Camino Rojo, Santa Fe, NM, 900711.

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Address: 6700 Camino Rojo	City/ST: Santa Fe, NM	Zip Code: 900711
Location: 6700 Camino Rojo	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 1391	Bedrooms: 3	Bathrooms: 2
MLS# 801758

Last Updated: 3/19/2010 6:12:43 PM

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Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
A	Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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Karen Wolfe-Mattison, REALTOR�, real estate agent and broker for Santa Fe, Tesuque and Las Campanas, New Mexico home listings, property and land for sale

Karen Wolfe-Mattison
Sotheby's International
231 Washington Ave.
Santa Fe, NM. 87501
Karen, cell: 505-577-2245
Fax: 505-212-0149
Email: santafetoprealtors@BestImageAgent.com
I pride myself on my "can do" positive attitude, enthusiasm, creativity and sense of humor to keep things in perspective. Karen, in her 19th year as a real estate specialist offers her expertise and formidable negotiation skills in assisting buyers in search of their Santa Fe dream home. Karen has been a sales leader on the historic Eastside. As one of America's NUMBER1EXPERTS� in the Santa Fe City area, Karen is well equipped to guide you through all your real estate needs. Call or email her today!


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